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Nichole Huff


FCS5-479

Transferring Cherished Possessions: Where Do I Start?

8/15/2022 (new)
Authors: Nichole Huff

Look around your home. You may have a table passed down to you from a grandparent or a well-worn baseball glove from an uncle. You may own sentimental jewelry, a treasured collection of keepsakes, or an antique that has been in your family for years. Have you ever wondered how you came to inherit these items? Were they given to you directly by a loved one, or did you receive them when the estate was settled after that person's death? Cherished possessions can provide a sense of comfort while grieving the passing of loved ones and can represent a continuation of their legacy for those who inherit the items.

Departments: Family and Consumer Sciences, Family Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 492 kb
Pages: 3



FCS5-480

Transferring Cherished Possessions: What is Fair?

8/15/2022 (new)
Authors: Nichole Huff

As any parent, grandparent, or caregiver has experienced, the exclamation "But that's not fair!" has likely been voiced in your family on occasion. Similar sentiments also can be expressed when an estate is settled. This may happen if the will isn't clear or if it leaves the court or executor in charge of determining fairness. To avoid this, you will want to distribute your belongings in a way that minimizes potential conflict among your heirs.

Departments: Family and Consumer Sciences, Family Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 710 kb
Pages: 3



FCS5-481

Transferring Cherished Possessions: Who Gets What?

8/15/2022 (new)
Authors: Nichole Huff

Estate planning can be a complicated process, especially when considering how to transfer personal property to people who will want and care for it after your death. The task of sorting through a lifetime of belongings can be overwhelming. It's natural to feel a range of emotions or to procrastinate on the task to protect yourself from feelings that may surface. You also may be worried about treating all heirs fairly and not hurting anyone's feelings as you make difficult decisions. Being mindful of family dynamics while estate planning requires you to delicately balance financial, emotional, and psychological considerations.

Departments: Family and Consumer Sciences, Family Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 524 kb
Pages: 3



FCS5-482

Transferring Cherished Possessions: How Can We Communicate Without Conflict?

8/15/2022 (new)
Authors: Nichole Huff

Discussing estate planning details with loved ones can be challenging. Depending on the family dynamics at play, these conversations may be emotional or even stressful if you're managing conflict or strained relationships. Developing a clear plan to distribute your belongings, as well as learning communication strategies to use while estate planning, can ease the process for everyone involved.

Departments: Family and Consumer Sciences, Family Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 721 kb
Pages: 3



FCS5-475

Understanding Cryptocurrency

4/11/2022 (minor revision)
Authors: Nichole Huff, Kelly May

Cryptocurrency--such as Bitcoin, Litecoin, Ether, or others--is a form of digital payment consumers can use to buy goods and services. It exists without tangible corresponding bills or coins, and it is not issued or backed by government agencies. At its core, cryptocurrency is essentially digital computer software. People or entities can transfer it online without the need for a bank or financial institution. The currency is stored within a digital wallet that consumers can maintain either online or offline using a hard drive or paper printout.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 900 kb
Pages: 3



FCS5-476

The Costs of Distracted and Reckless Driving

4/11/2022 (minor revision)
Authors: Nichole Huff

In a world that constantly demands our attention, it is all too easy to become distracted while driving. From smart phones to smartwatches, interacting with something in our car, listening to a navigation system, or letting our minds wander behind the wheel, the temptations we often face when driving are endless. While these actions may feel harmless in the moment, they have the potential to be costly, both physically and financially.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 1.13 mb
Pages: 5



FCS5-420

Estate Planning Part 1: Getting Started

4/7/2022 (revised)
Authors: Nichole Huff

Many people fail to make plans to transfer their property and possessions at the time of their death. Some people think such plans are only for the rich. Other people think that they can plan for the transfer later and then never take time to do it. Some people think they do not need estate planning and that everything will be all right for their families when they die.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 480 kb
Pages: 4



FCS5-422

Estate Planning Part 2: Your Records and Personal Information

4/7/2022 (revised)
Authors: Nichole Huff

Before you see an estate planning professional, do your homework. It will save you time and money if you prepare your legal documents ahead of time, and when your estate is settled. Take time now to put your estate planning information together in three-ring notebooks or folders. Clearly label everything, and let your family or executor know where to find the information at the time of your death. Keeping this information together will also make it easier for you to review it on a regular basis.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 400 kb
Pages: 12



FCS5-423

Estate Planning Part 3: Selecting Your Team

4/7/2022 (revised)
Authors: Nichole Huff

Attorneys who specialize in estate planning are the most likely legal professionals to be up-to-date on state and federal laws related to wills, trusts, and taxes. Choose one with estate planning experience to help assure that your plans are carried out correctly. If you are considering establishing a trust, choose an attorney who also has experience in writing trusts.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 650 kb
Pages: 3



FCS5-424

Estate Planning Part 4: Financial Planners

4/7/2022 (revised)
Authors: Nichole Huff

The term financial planner is appearing with increasing frequency in advertisements (including unsolicited mail and social media) and news articles. The alphabet soup of financial planning credentials may lead you to believe that someone is a financial planner when in fact he or she is not. Some people who call themselves financial planners are nothing more than salespeople for stocks, tax shelters, insurance, and other investments and have no special training in financial planning. It is important to do your research before hiring someone to advise you financially, or to allocate or invest your financial assets.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 590 kb
Pages: 2



FCS5-425

Estate Planning Part 5: Wills and Probate in Kentucky

4/7/2022 (revised)
Authors: Nichole Huff

Unless you have made other provisions, such as a trust, your will is the way to make certain that your property is transferred or disposed of according to your wishes. Your will is also the document that allows you to designate who will be responsible for seeing that your wishes are carried out. This person is known as the executor of your estate. If you fail to make a will or some other legal document for the transfer of your property, Kentucky law will determine how your assets are transferred.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 700 kb
Pages: 4



FCS5-426

Estate Planning Part 6: Trusts

4/7/2022 (revised)
Authors: Nichole Huff

A trust is a legal entity that a person creates. It can be a flexible and useful tool in estate planning and can be designed in a variety of ways. A trust provides financial benefits for people and/or organizations designated in the trust document. The document also provides the details and instructions for the trust. The trust document should be written by a professional who has experience in writing trusts and who is familiar with current trust laws. The tax consequences of trusts should also be considered; trusts do not save money for your estate in all situations.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 580 kb
Pages: 3



FCS5-427

Estate Planning Part 7: Federal and State Estate Taxes

4/7/2022 (revised)
Authors: Nichole Huff

When a person dies, the value of his or her estate is subject to federal estate taxes. Estate taxes must be paid before the executor can transfer ownership of the property to the heirs. A professional accountant or attorney who specializes in estate planning can help you calculate your potential estate tax.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 450 kb
Pages: 3



FCS5-428

Estate Planning Part 10: A Glossary of Terms

4/7/2022 (revised)
Authors: Nichole Huff

A glossary of estate planning terms.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 600 kb
Pages: 3



FCS5-436

Estate Planning Part 9: How to Settle an Estate

4/7/2022 (revised)
Authors: Nichole Huff

There are only three basic steps to settling an estate. But working on each step requires time and patience. Settling an estate is done in these three steps: 1. File a petition to probate the will and appoint the executor or fiduciary. 2. File an inventory of the estate. 3. Submit a final accounting of the estate's affairs.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 570 kb
Pages: 4



FCS5-465

Estate Planning Part 8: Planning Your Digital Estate

4/7/2022 (revised)
Authors: Alex Elswick, Nichole Huff

With so much vital information stored online, the nature of estate planning has changed. Although you may still have many important documents in paper format, it is likely that much of your financial documents are digitized. It may seem obvious that important digital information such as online bank accounts should be addressed in estate planning, but other kinds of digital assets such as social media accounts, text messages, or even pictures stored in the cloud may have sentimental value for your loved ones. Email accounts and online retail accounts may house critical personal information that you may wish securely kept. Unfortunately, planning for these kinds of assets is typically neglected by individuals and their advisors. In order to ensure the safety and security of this kind of digital information, you will want to create a digital estate plan.

Departments: Family and Consumer Sciences, Family Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 560 kb
Pages: 4



FCS3-632

Making the Most of Meals While Traveling

3/3/2022 (new)
Authors: Nichole Huff, Sally Mineer, Heather Norman-Burgdolf

For many, planning your next travel adventure can be just as enjoyable as the trip itself. It is fun to daydream about where you will stay, how you will get there, and what you will do when you arrive--but what about the food you plan to eat during your travels? Research suggests meals and other food items can make up 25% of your travel budget. We look for deals and steals where we stay; however, we can also be strategic in planning, preparing, and purchasing food on vacation to ensure we still have exciting, nutritious, and cost-conscious meals. Food, like lodging and transportation, is a nonnegotiable vacation expense because you must get to your destination, have a place to sleep each night, and have food to eat each day. Saving money on meals leaves extra cash available for making memories or perhaps, extending the length of your vacation.

Departments: Dietetics and Human Nutrition, Family and Consumer Sciences, Family Sciences
Series: FCS: Food and Nutrition (FCS3 series)
Size: 1.43 mb
Pages: 5



FCS5-451

Building a Healthy, Wealthy Future: Youth

4/9/2012 (new)
Authors: Diana Drury, Nichole Huff, Jennifer Hunter, Katie Keith, Jackie Walters

The Building a Healthy, Wealthy Future: Youth program includes a variety of activities and learning lessons that may be used by those in the traditional classroom setting, an after-school program, 4-H youth development programs, home school programs, or by other groups interested in learning more about health and personal finance.

Departments: Family and Consumer Sciences, HES Family Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 11.50 mb
Pages: 74



FCS5-445

Building a Healthy, Wealthy Future: Be a Rebel by Defying Risky Behaviors

1/24/2012 (new)
Authors: Nichole Huff, Jennifer Hunter

Using the activity that follows in this publication, you can explain to your adolescent that being rebellious is not always a bad thing, especially if he/she can defy a negative behavior.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 836 kb
Pages: 2



FCS5-446

Building a Healthy, Wealthy Future: Count Your Beans

1/24/2012 (new)
Authors: Nichole Huff, Jennifer Hunter

Take time now to talk with your adolescent about a household budget and the difference between needs and wants. It will help him/her understand how to allocate money later in life.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 746 kb
Pages: 5



FCS5-447

Building a Healthy, Wealthy Future: Getting the Most Out of Life

1/24/2012 (new)
Authors: Nichole Huff, Jennifer Hunter

Helping adolescents balance the risks and rewards of their food and drink choices now can help them make wise health and financial decisions in the future.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 1.01 mb
Pages: 5



FCS5-448

Building a Healthy, Wealthy Future: Sending the Right Message

1/24/2012 (new)
Authors: Nichole Huff, Jennifer Hunter

Discussing your adolescent's decision-making process is important not only for him/her, but also to help you as a parent stay actively involved in the everyday decisions that he/she makes.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 697 kb
Pages: 4



FCS5-449

Building a Healthy, Wealthy Future: How Much Do I Really Cost?

1/24/2012 (new)
Authors: Nichole Huff, Jennifer Hunter

Communicating with your adolescent about household expenses and budgeting can help him/her begin to develop an understanding of how much it actually costs to live and to maintain a household.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 990 kb
Pages: 3



FCS5-450

Building a Healthy, Wealthy Future: Helping Your Adolescent Plan for the Future

1/24/2012 (new)
Authors: Nichole Huff, Jennifer Hunter

Talking to your adolescent about goal setting can be an important first step in helping him/her visualize the future and the potential steps that need to be taken in order to turn a goal into a reality.

Departments: Family and Consumer Sciences
Series: FCS: Family Resource Management (FCS5 series)
Size: 1.12 mb
Pages: 7